Fulton Financial Advisors – Alerus Retirement and Benefits Plan Information

No. If your account has a balance, it will automatically transition to the new platform.

Your account will automatically transition to the new platform. A brief blackout period is expected to begin at end of business on January 28, 2026. During this time account access will be unavailable.

Before January 28:

• Make any desired changes to contributions or investments.
• Save any documents you may need during the blackout period, such as confirmations of investments and deferrals and tax forms.

Yes. You must create an account at alerusrb.com. You may use the same credentials as before, but you cannot log in without first creating an account.

Important: After setting up your account, you will be required to verify your identity. This may include authentication via phone, email, or answering security questions. These measures are in place to help protect your account and personal information.

Yes. Your current investments and plan features will remain unchanged.

Regularly scheduled installment payments will be automatically transferred and processed as usual after the blackout period ends. There is no action required by you, but we recommend reviewing your schedule for accuracy after the blackout period ends.

If you are scheduled to receive an installment payment on February 1, 2026, your payment will be processed on January 26, 2026, and issued in the manner you have previously elected.