Health Reimbursement Arrangement

An HRA, or health reimbursement arrangement, is a kind of health spending account provided and owned by an employer. The money in it pays for qualified expenses, like medical, pharmacy, dental, and vision, as determined by the employer. HRA limits and eligible expenses are plan specific; check with your employer or review plan documents for more details.


How do I submit receipts?

Explanation of Benefits (EOB) statements received from your insurance carrier must be submitted for reimbursement requests from your HRA benefit. EOB statements can be submitted online by accessing your account through My Alerus, or through the Alerus Benefits mobile app.

Why do you ask for receipts?

Alerus is required to substantiate each claim by reviewing receipts, explanation of benefits, and/or claim forms to ensure expenses meet applicable regulations. Documentation should be itemized to show:

  • Date of service
  • Provider of service
  • Service being claimed
  • Amount you are responsible for paying
View all HRA FAQs