• As you near retirement, there are a lot of things to consider. Alerus has put together a Guide to Retirement to help you navigate your path towards a successful retirement.
• Refer to Options For Your Retirement Plan Balance When You Retire for a brief overview of the options available as you near retirement.

As you near retirement, there are some important things to know about how an HSA interacts with Medicare. Refer to HSA Eligibility and Medicare for more detail.

At retirement, you will be reimbursed for any eligible expenses incurred before the date of your retirement. Any remaining funds in the account must be forfeited back to your employer. So you should make a plan to ensure that all your funds are spent before retirement.