Continuation Eligible Benefits
Overview of benefit plans eligible for continuation
COBRA Continuation Eligible Benefits
- COBRA eligible benefit plans generally include group health insurance plans such as medical, dental, vision, and prescription drug coverage, as well as some health reimbursement arrangements (HRAs) and some flexible spending accounts (FSAs). Supplemental coverages, such as life insurance, disability insurance, or accidental death and dismemberment, are usually not COBRA eligible.
- It is essential to confirm eligibility for each specific plan with the benefit carrier or plan administrator, as only the provider can verify details about coverage continuation eligibility.
- Typical COBRA eligible benefit plans include:
- Medical
- Dental
- Vision
- Health Flexible Spending Account (FSA)
- Limited Purpose Flexible Spending Account (FSA)
- Employee Assistance Program (EAP)
- Health Reimbursement Arrangement (HRA)
Minnesota State Continuation Eligible Benefits
- Minnesota State Continuation eligible benefits plans generally include group health insurance plans such as medical, dental, vision, and prescription drug coverage, as well as some health reimbursement arrangements (HRAs) and some flexible spending accounts (FSAs). Minnesota State Continuation differs from federal COBRA continuation in that life insurance plans are also eligible benefits. However, other supplemental coverages like disability insurance and accidental death and dismemberment are typically not eligible under continuation.
- It is essential to confirm eligibility for each specific plan with the benefit carrier or plan administrator, as only the provider can verify details about coverage continuation eligibility.
- Typical Minnesota State Continuation eligible benefit plans include:
- Medical
- Dental
- Vision
- Health Flexible Spending Account (FSA)
- Limited Purpose Flexible Spending Account (FSA)
- Employee Assistance Program (EAP)
- Health Reimbursement Arrangement (HRA)
- Group Basic Life (AD&D may be bundled according to certain benefit carriers)
- Group Dependent Basic Life (aka Family Basic Life)
- Group Voluntary Life (Employee, Spouse & Child – AD&D may be bundled according to certain benefit carriers)
