What Type of Investor Are You?

This questionnaire will help you determine your investment style. Keep in mind these portfolios are samples and not specific recommendations. These portfolios can be customized using the funds offered in your plan. Prior to making investment decisions, it is important to review all available information, including fund prospectuses. Detailed information is available from your employer and from Alerus.

Generally, I prefer investments with potential for growth and am willing to accept the loss these investments may incur.



Even if one of my investments fell in value by 20% over the course of a year, I would not sell it.



I have no plans to use my retirement plan money before I actually retire.



I plan to begin spending my retirement plan money in:



I am reasonably knowledgeable about investing and money management.



Taking into consideration the potential gain and loss illustrated by each investment option below, if I were to invest $10,000 I would most likely select:
SelectMaximum Potential After 1 YearMinimum Potential After 1 Year
Income Portfolio

Income Portfolio

Bonds: 70-80%Stocks: 20-30%

The income Portfolio is intended for individuals with an investment horizon of two to five years and who desire mild investment volatility.

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Balanced Portfolio

Balanced Portfolio

Bonds: 50-60%Stocks: 40-50%

The balanced portfolio is intended for individuals with an investment horizon of five or more years and who can accept moderate investment volatility.

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Growth and Income Portfolio

Growth and Income Portfolio

Bonds: 40-50%Stocks: 50-60%

The balanced portfolio is intended for individuals with an investment horizon of five or more years and who can accept moderate investment volatility.

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Growth Portfolio

Growth Portfolio

Bonds: 20-30%Stocks: 70-80%

The growth portfolio is intended for individuals with an investment horizon of ten or more years and who can accept investment volatility.

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Aggressive Portfolio

Aggressive Portfolio

Bonds: 0-10%Stocks: 90-100%

The aggressive portfolio is intended for individuals with an investment horizon of 15 or more years and who can accept significant investment volatility.

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This material is provided for informational and discussion purposes only. Please consult your legal counsel or financial advisor, to determine how this information may apply to your own situation. This information should not be relied upon as investment advice.

Investment products: (1) are not FDIC insured, (2) are not deposits or other obligations of a bank or guaranteed by a bank, and (3) involve investment risk, including possible loss of principal amount invested.