07 | Investment Advisory & Trust Disclosure (Trust focus but inclusive of broker)

Trust products and services offered through Alerus Financial, N.A (Alerus). Registered representatives of Alerus Securities may offer insurance and investment products through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Alerus Securities is a trade name of Alerus. Osaic and Alerus are not affiliated.

Investment and insurance products are:

NOT A DEPOSIT | NOT FDIC INSURED | NOT GUARANTEED BY BANK | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY GO DOWN IN VALUE