What should service personnel know about returning to work from qualified military service?

The following provides general information regarding service members’ retirement benefits under 401(k), 403(b), and governmental 457(b) retirement plans when returning from qualified military service. Service members have numerous additional rights under the Uniformed Services Employment and Reemployment Rights Act (USERRA) and the Soldiers and Sailors Civil Relief Act of 1940. This is not intended to be a complete review of all of your rights but addresses what we believe to be the most relevant issues regarding your 401(k), 403(b), or governmental 457(b) plan.