What is the difference between an FSA final service date and final filing date?
Final service date is the last day you can spend money on qualified health care items or services from your health or limited purpose flexible spending account. The final filing date is the last day you can file for reimbursement for those qualified health care items or services.
For example, Jordan’s final service date is 12.31.22 and the final filing date is 03.31.23. Jordan went to the eye doctor on 12.31.22 but received the bill on 01.15.23. Jordan can request reimbursement through My Alerus or the Alerus Benefits mobile app from her 2022 FSA plan year but cannot use the Alerus Health Benefits debit card as those funds will always pull from the current year (2023 in this example). After 03.31.23 Jordan can no longer request reimbursement for expenses that occurred in 2022.
To check your specific final service date and final filing date, log in to My Alerus, locate your plan under Health & Benefits and then click Manage My Account. Review final service date and final filing date under Accounts.