Is there a blackout period when transactions cannot be processed?

Yes. During the blackout period, account access will be unavailable while your plan moves to the new platform. We expect the blackout period to begin at 4 p.m. ET on January 28, 2026, and end no later than 11:59 p.m. ET February 3, 2026. We anticipate account access will be available on the new site no later than February 4, 2026.