What is the daily cut-off time to submit payroll files to Alerus?

Files must be submitted by 2 p.m. ET on the payroll date to be processed on the same business day. Trades will be placed the next business day and post to participant accounts two business days after the file is processed. Example: A file received at 1:30 p.m. ET on Tuesday will initiate ACH that day, trade Wednesday, and post to participant accounts on Thursday.

Contribution files with a future pay date will be initiated via ACH one business day prior to the pay date, if submitted at least one day in advance.